Ronald Wayne vs. My Daughter - Without immediately searching the name “Ronald Wayne,” do you know who he is or what he did? Most people haven’t a clue, and that’s for a good reason. He isn’t rich, he isn’t an actor, and he’s probably not a family member of yours. So, who is Ronald Wayne? Ronald Wayne is a co-founder of …
Are we in a real estate bubble? - Housing prices have increased significantly over the past year despite a pandemic, people out of work, and much uncertainty. Some people are starting to get nervous–thinking this resembles the housing bubble of 2007. But is it really a bubble this time, or is there data that would counter this argument? Read on for some interesting …
Two Concepts of Inflation; Where’d My Money Go? - With proposed government spending at an all-time high, inflation and its effects may become a big factor in wealth building strategies for the next several years. To prepare for what many economists view as inevitable, here’s a few rhetorical questions to put this concept into context. Have you ever tried paddling or swimming up a …
Spring Update - Happy Spring time to you! Spring offers a lot to look forward to and the month of April just happens to be National Financial Literacy month…something that resonates closely with my heart and financial planning practice. Ironically, one of the most prolific demons to work his way through the financial services industry, Bernie Madoff, died …
Brighter Days Ahead; Plan Now - Has your emotional outlook improved over the past month or so? Are you looking forward to what we perceive as ‘normal,’ and beginning to realize that life and activities around you have slowly begun to emerge from the depths of our pandemic lockdowns? I, for one, am very optimistic that a brighter future is in …
When a Loss becomes a Positive - As 2020 has become one of the most memorable and life-changing years many of us have ever experienced, I want to take this opportunity to share that I am thankful for what I have. I am grateful for my family’s health, our opportunities for laughter, fun, and the ability to enjoy and thrive in what …
Two sides to every story - Do you recognize the picture above? Do you know where this location is, or have you been there? It’s known as “Land’s End” on the tip of Baja California in Cabo San Lucas, Mexico…and it is one of the most beautiful natural beaches in the world. As the author of www.cabos.com, Luis Ernesto de la …
Elections and Markets - Key Takeaways Historically, a bear market and a recession have not served the incumbent party well during elections. Markets don’t see red or blue but simply green. Since 1933, the markets, over the long-term, have gone up regardless of party affiliation, a sweeping win, or a divided party win. The factors that will dictate the …
Communicating Your Needs - There are certainties in life and they aren’t always the bright spots we look forward to. One of these is the aging and mortality of ourselves and our loved ones. As we age, a slow transition occurs. Those that you once took care of may be the same ones who will be taking care of …