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One Day Up, Next Day Down…Trying to Find a Direction - Today was a bad day in the market. The Dow Jones Industrial Average dropped 1,164 points, which is 3.6%. The Nasdaq Composite index dropped 4.7%. These are some of the biggest daily drops since June of 2020. By contrast, the Dow surged 2.8%, while the Nasdaq rose 3.2% only 14-days ago, on May 4th. To …

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Inverted Yield Curve + Inflation = Stay the Course - Recently the yield curve inverted for the first time since August 2019 (which means that long-term interest rates have dropped below short-term rates). Why do we pay attention to this? Because this inversion suggests that investors believe the near-term economy and markets to be riskier than the long-term. This recent inversion in the yield curve …

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Keeping up March Madness…into April - I probably don’t need to restate the impact that current global events and economic policy changes are causing. I’m also certain that not only have you been receiving non-stop coverage from your own news outlets, but you’ve been feeling the effects of these economic changes in your pocket book as well. It is at these …

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Thinker Take Action or Don’t; It’s Your Choice - On a personal level, I am a planner. On a professional level, I am a Certified Financial Planner. I prepare (and plan) for what I believe is coming, monitor the situation as a participant, and have a contingency plan to fall back upon if my primary objective(s) cannot be accomplished. To some, I over think, …

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National Debt…and its Ceiling - Running out of time, congress must act!!
worker Ronald Wayne vs. My Daughter - Without immediately searching the name “Ronald Wayne,” do you know who he is or what he did? Most people haven’t a clue, and that’s for a good reason. He isn’t rich, he isn’t an actor, and he’s probably not a family member of yours. So, who is Ronald Wayne? Ronald Wayne is a co-founder of …

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Are we in a real estate bubble? - Housing prices have increased significantly over the past year despite a pandemic, people out of work, and much uncertainty. Some people are starting to get nervous–thinking this resembles the housing bubble of 2007. But is it really a bubble this time, or is there data that would counter this argument? Read on for some interesting …

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Two Concepts of Inflation; Where’d My Money Go? - With proposed government spending at an all-time high, inflation and its effects may become a big factor in wealth building strategies for the next several years. To prepare for what many economists view as inevitable, here’s a few rhetorical questions to put this concept into context. Have you ever tried paddling or swimming up a …

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Spring Update - Happy Spring time to you! Spring offers a lot to look forward to and the month of April just happens to be National Financial Literacy month…something that resonates closely with my heart and financial planning practice. Ironically, one of the most prolific demons to work his way through the financial services industry, Bernie Madoff, died …

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Brighter Days Ahead; Plan Now - Has your emotional outlook improved over the past month or so? Are you looking forward to what we perceive as ‘normal,’ and beginning to realize that life and activities around you have slowly begun to emerge from the depths of our pandemic lockdowns? I, for one, am very optimistic that a brighter future is in …

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