There’s an old saying in the financial planning world: “It is better to have too much money at the end of the month, than to have too much month at the end of your money.” Unfortunately, this situation is all too common and happens for a variety of reasons. Let me start with a simple Read more about Managing Income Throughout Retirement[…]
Telling someone you care about them is one thing. Showing them you care, or cared, can be significantly different. This month, I’d like to touch upon the public’s least favorite financially related subject: LIFE INSURANCE. How much a life is worth depends on what that person’s role is. In a business, the CEO’s visionary ability Read more about The Ultimate Gift[…]
Somewhere in the middle of the 2008 financial and real estate market crisis, I began writing a semi-monthly blog to my clients, family, friends, and prospects addressing the dark and painful, and seemingly endless, drop in global economic market valuations. This moment in time was known as our Great Recession. It was real and it Read more about Cutting through the noise…[…]
The savings rate in this country is dismal. The most recent number (July 2018) reported by Trading Economics was 6.7%. Personal savings rate is defined as “the ratio of personal income saved to personal net disposable income during a certain period of time.” That means that the average income earner only saves $6.70 out of Read more about Discipline and Savings; a Perfect Match![…]