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When a Loss becomes a Positive

Financial Planning, Investment, Tax Planning / By Frank A. Virgallito, CFP

As 2020 has become one of the most memorable and life-changing years many of us have ever experienced, I want to take this opportunity to share that I am thankful for what I have. I am grateful for my family’s health, our opportunities for laughter, fun, and the ability to enjoy and thrive in what …

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Two sides to every story

Emotions, Events, Investment, News & Events / By Frank A. Virgallito, CFP

Do you recognize the picture above? Do you know where this location is, or have you been there? It’s known as “Land’s End” on the tip of Baja California in Cabo San Lucas, Mexico…and it is one of the most beautiful natural beaches in the world. As the author of www.cabos.com, Luis Ernesto de la …

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Voting Ballot

Elections and Markets

Events, News & Events / By Frank A. Virgallito, CFP

Key Takeaways Historically, a bear market and a recession have not served the incumbent party well during elections. Markets don’t see red or blue but simply green.  Since 1933, the markets, over the long-term, have gone up regardless of party affiliation, a sweeping win, or a divided party win.  The factors that will dictate the …

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Communicating Your Needs

Financial Planning, Health / By Frank A. Virgallito, CFP

There are certainties in life and they aren’t always the bright spots we look forward to. One of these is the aging and mortality of ourselves and our loved ones. As we age, a slow transition occurs. Those that you once took care of may be the same ones who will be taking care of …

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Sign up for our newsletters:

A few times a year we email newsletters or announcements to our clients and colleagues. The newsletter is penned by Frank and offers general financial advice that most people will find valuable. Announcements include company and community events that we feel may be of interest.

We promise to never share, sell, or otherwise expose your email address to anyone. We hate spam as much as the next person. That’s why we value your privacy and go to great lengths to ensure your contact information is kept securely. Please know that your email address will only be used for sending an email once, or maybe twice, per month.


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