When I opened my email this morning, I saw the following subject line: “Hartford Financial Services Group announced that they are exiting the Variable Annuity business.” Last year, Genworth Financial eliminated their Variable Annuity product offerings. And earlier this year, Allianz Financial announced that existing clients would not be able to contribute any more funds […]
Did you know that there is no sales tax in Oregon, Delaware, New Hampshire, and Montana? Did you also know that there is no State income tax in Alaska, Florida, Nevada, New Hampshire, Wyoming, Texas, South Dakota, Tennessee, and Washington? “How can this be,” you ask? Part of the beauty in our Constitution (and the
Tax Here, But Not There? Read More »
As an Angelino educator, I’m sure you are fully aware of the talk regarding of the possible elimination of the Adult and Career Education Division of the LAUSD for 2012-2013…and beyond. Major personal financial decisions may have to be taken to prepare for (or react to) the possibility of early retirement, a layoff, a reduction
Proactive or Reactive…It’s Your Choice! Read More »
Here’s a crazy fact: At the end of 2011, the S&P 500 index(1) ended at exactly the same 2010 index number of: 1,257!! What makes this more incredible is the fact that 2011 saw some of the greatest stock market movement (called volatility) in history, yet it finished virtually unchanged. These facts alone should be a
Investment return of 0%? Read More »
