Don’t shoot the messenger (or your advisor for that sake)! If you only pay attention to your quarterly/monthly statements, chances are high that you were fairly upset by the lack of performance reflected on your third quarter statement (the one you received in early October). In fact, the 3rd quarter (July 1 through September 30th […]
Money Buckets “1 through 6…” Read More »
In the elitist view within cocky wealth management groups, annuities are frowned upon and viewed as a non-sophisticated overpriced product that requires no skill to own, manage, or run. And in some respects, they’re correct. But in the larger picture, these highly skilled elite advisors cannot offer one of the greatest qualities that many (if
Too Young for an Annuity, Think Again Read More »
1. Dollar cost average. The Dollar Cost Average (or DCA) method of saving for retirement is a strategy designed to lower the volatility of the “value” of your purchase each time you invest, regardless of the price of the underlying security you are purchasing. This method of saving for retirement (in conjunction with “automatic contributions”—described
5-painless ways to save for retirement Read More »
One of the most exciting things to do during those cold Winter days and early Spring time is planning your “Summer Vacation.” This usually gives your mundane work-week a sense of purpose—or something to do until you ‘are’ on vacation. If you have planned or coordinated a summer vacation before, you know what I’m talking
