Yes, I passed!! By the way, the national pass rate of those who took the exam this past March was only 59%. And those are people who studied and took courses to pass the exam. If you’ve ever taken a certification exam, you can relate to the stress and anticipation waiting those few seconds for […]
Certified Financial Planner…it’s official!! Read More »
In the last three days, I received notification from several insurance companies (providing Long Term Care, Annuities, life insurance, etc.) who are getting rid of income riders, charging more for coverage, and decreasing the benefits on their new policies. The reason: extremely low interest rates over the past 3-years in conjunction with the low-rates forecasted
You Snooze, You Loose. Read More »
Look into your crystal ball and imagine this hypothetical headline 10-years from now: “Government Bonds Deliver Negative Real Rates of Returns for 10-years Straight!” “Is this even possible,” you ask? Yes, when you consider the extremely low yields bonds are offering today and the possibility of inflation over the next 10-years. Of course there is
Are Bonds a Sure Thing? Read More »
To “cover your assets” properly, you need to be proactive. And to be proactive means that you need to employ the resources, services, and appropriate vehicles to preserve the intentions you have for it/them. Recently, an estate planning attorney brought to my attention a Forbes magazine article that featured the “7-major errors in estate planning.”
CYA…that is, Your Assets! Read More »
