“I knew early on that retirement and financial planning was too important to be taken on as a hobby alone. Financial planning does not end either, it is an ongoing process that requires attending, adjustment, etc.  Frank Virgallito  has been our trusted guide on this journey for nearly 20 years, beginning in my 30’s heading into 50’s.  

After my wife, Frank is my next call for next steps after good news, and particularly bad news.  He is our trusted advisor with the most important financial planning and decisions we deal with in life – life insurance, buying a car, buying a home, retirement, college.  When bad days came – lost job, death of a parent – Frank was there for me helping sort out difficult details and priorities when my mind was all over the place.  I always receive sound and balanced advice with options that are grounded in best practices and discipline. Like finally establishing a Will & Trust for the household and our daughters.

Frank understands the outside forces, domestic and global, that need to be considered as part of our comprehensive financial planning. I am confident in the customized plans we have put in place and now with some years of cultivating it is exciting to see how Frank’s early advice has come to fruition. 

Having Frank a call, text, email or appointment away really helps reduce the stress and anxiety with financial planning.  I am grateful for his guidance and support for so many years and look forward to many more!”     ~ Ryan K.