We’ve all heard the expression, “I’ve got someone in my pocket.” It usually means you have a trusted person you can call when you need an answer, a second opinion, or simply someone who knows your situation well enough to point you in the right direction.
I believe that’s exactly what a good financial advisor should be.
Your financial life isn’t a collection of separate decisions. Your investments affect your taxes. Your taxes affect your retirement income. Your insurance, estate plan, real estate, business, and even your debt can affect the others. When those pieces aren’t coordinated, a decision that looks smart in isolation can sometimes create unintended consequences elsewhere.
Arktos Wealth Management focuses on much more than simply managing money. So to help you understand “when” to contact us, here are a few prompts:
- A major change in your health
- A job change
- A marriage or divorce
- A new baby on the way
- You’re planning to move
- You’ve declared your retirement date
- A family member has died
- You are receiving an inheritance
- You’re selling your business or home
- You’ve received a raise at your job
- You want to make a major purchase
- You have incurred a bunch of debt
- You want to lower your tax burden
The time when a financial advisor concentrated solely on investment management is way past. We help coordinate the many financial decisions that can influence or change your long-term goals—and we work alongside your CPA, estate attorney, insurance professional, mortgage broker, private banker, or other trusted professionals when appropriate.
We act as your personal CFO putting it all together.
You don’t need to have your financial life perfectly organized before you call. Sometimes a conversation is enough to uncover an opportunity you hadn’t considered. If you’re thinking it’s too late to make a meaningful difference, remember: doing something is usually better than doing nothing.
Ultimately, the goal isn’t simply to accumulate wealth. It’s to feel informed, confident, and grounded in your financial decisions—and to have the flexibility to enjoy what you’ve worked so hard to build.
If someone in your circle is successful but feels overwhelmed by the complexity of their financial life, perhaps simply tell them: “You should talk to my advisor. He’s in my pocket.”
A referral is the highest compliment you can give us, and we don’t take them for granted.